Khushhali Microfinance Bank Hiring “Branch Manager” across Pakistan || August-2025
Job Opportunity at Khushhali Microfinance Bank Limited – Hiring “Branch Manager” across Pakistan
Khushhali Microfinance Bank is one of the Pakistan’s first and largest microfinance institution, established to enhance financial inclusion and support low-income households, entrepreneurs, and small businesses. With a strong nationwide presence, the bank is committed to delivering customer-centric, innovative, and sustainable banking solutions aimed at poverty alleviation and economic growth.
Khushhali Bank is currently hiring for the position of Branch Manager across Pakistan, and welcomes applications from skilled and motivated individuals eager to make an impact in the microfinance sector.
Position Title: Branch Manager
Location: Across all KMBL Branch Network in Pakistan
Job Type: Full Time, On-site
Who are we looking for?
- Preferably Master’s degree from an HEC recognized / overseas university.
- Minimum 2 years’ experience as RM Asset/Liability, ASC and OM; minimum 5 years of total experience with a financial institution.
Key Responsibilities:
- Business Planning
Assist Area Manager/HO relevant business managers in preparing annual business plan for the branch asset and liability business and for other products and services.
Set realistic and achievable targets with deadlines for branch staff, regularly track and review performance. - Business Development
Ensure business growth in all products and services in line with branch business plan and market potential.
Identify potential customers for liability products, develop a diversified deposit portfolio while ensuring the cost of deposit is within benchmarks given by Head Office.
Develop a culture of cross-selling of all KMBL products and services within the branch through regular training and capacity building of the team. - Portfolio Management
Portfolio verification of both asset and liability customers in line with bank policy and regulatory requirements.
Ensuring key portfolio quality indicators are within the assigned benchmarks.
Ensure effective role of RM /TL to improve branch Asset portfolio quality and diversification. - Profitability
Maximize revenue generation, curtail cost of running the branch and ensure branch profitability through sustainable business growth. - Service Quality
Manage customer relationships and meet internal service standards and ensure no service-related complaints are received from customers.
Ensure branch merchandising and coordination with marketing. - Compliance
Enforce implementation of processes in sales, service, and delivery to customer in accordance with KMBL policies and SBP regulations.
Identify red flags and take immediate corrective measures in consultation with area management
Ensure effective and standardized internal control and reporting as per defined procedures.
Adhere compliance on Know Your Customer (KYC) & Anti Money Laundering (AML) during the entire relationship of the customer with KMBL and review branch operations report. - Staff Management/Development
Supervise branch Operations, Asset & Liability teams.
Develop teams’ performance on KMBL products/ processes and ensure refreshing their knowledge through periodic refreshers.
Ascertain the training and development needs of asset & liability teams, beyond branch capability and recommend them for appropriate training in order to fill skill gap.
Ensure the staff productivity is in line with benchmarks.
To Apply: Send your CV to careers@kb.com.pk (Mention position title in the subject line.)
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